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io.github.codespar/mcp-rapyd

io.github.codespar/mcp-rapyd · 273 stars · TypeScript · MIT

MCP server MCP server for Rapyd — global collect + disburse across 100+ countries, cash pickup, wallets

Install

The repo has no one-line install. Follow its README.

Published as

  • npm@codespar/mcp-rapydstdio

From the server's entry in the official MCP Registry.

Open the repo

Configuration

NameSet asWhat it is
RAPYD_ACCESS_KEYRequiredEnv varRapyd access key (sent in the access_key header)
RAPYD_SECRET_KEYRequired · SecretEnv varRapyd secret key used to sign HMAC-SHA256 requests (never transmitted)
RAPYD_ENVOptionalEnv varRapyd environment: 'sandbox' (https://sandboxapi.rapyd.net) or 'production' (https://api.rapyd.net). Defaults to sandbox.

Files

packages/payments/rapyd/README.md

@codespar/mcp-rapyd

MCP server for Rapyd — global collect + disburse across 100+ countries.

Rapyd is the global counterpart to dLocal. Where dLocal is LatAm-deep (15+ countries, Pix/OXXO/PSE/SPEI), Rapyd is worldwide-wide: Asia, Africa, Europe, the Middle East, and LatAm via a single API — and crucially covers two categories dLocal doesn't:

  • Cash pickup — OXXO Pay, 7-Eleven, and country-specific cash networks for unbanked recipients
  • Managed wallets — the merchant holds a master account and provisions sub-wallets per end user (marketplace balances, creator payouts, cross-border P2P without opening a bank account per user)

Use dLocal when LatAm depth is the requirement. Use Rapyd when global reach, cash pickup, or wallet infrastructure is the requirement.

Tools (22)

Tool Purpose
create_checkout_page Create a Rapyd hosted checkout page.
create_payment Create a direct payment with a fully-specified payment_method.
get_payment Retrieve a payment by Rapyd payment id (payment_xxx).
cancel_payment Cancel a payment that has not yet been captured/completed.
create_refund Refund a completed payment.
create_payout Create a payout (disbursement) to a beneficiary.
get_payout Retrieve a payout by Rapyd payout id (payout_xxx).
confirm_payout Second step of Rapyd's two-step payout approval.
list_payment_methods_by_country List all inbound (collect) payment methods Rapyd supports for a given country + currency.
list_payout_methods_by_country List all outbound (disburse) payout method types Rapyd supports for a given beneficiary country.
create_wallet Create a Rapyd managed wallet (user) for an end user.
list_payments List payments with optional filters.
update_payment Update metadata / descriptor / receipt details on an existing payment.
create_payment_method Save a reusable payment method (card token, bank account, wallet) against a Rapyd customer.
delete_payment_method Remove a saved payment method from a Rapyd customer.
list_payouts List payouts (disbursements) with optional filters.
cancel_payout Cancel a payout that is still in 'Created' state (before confirm_payout releases funds).
get_wallet Retrieve a Rapyd ewallet (user) by id.
update_wallet Update profile fields on a Rapyd ewallet (user).
list_wallets List Rapyd ewallets under the merchant account.
wallet_contact_verify Submit a verification token (usually received via SMS/email) to verify a wallet contact's identity.
transfer_between_wallets Move funds between two Rapyd ewallets (source_ewallet → destination_ewallet).

Install

npm install @codespar/mcp-rapyd

Environment

RAPYD_ACCESS_KEY="..."   # Public access key (sent in the access_key header)
RAPYD_SECRET_KEY="..."   # Secret key (used to sign requests; never transmitted)
RAPYD_ENV="sandbox"      # Optional. 'sandbox' (default) or 'production'

Base URLs:

  • sandbox → https://sandboxapi.rapyd.net
  • production → https://api.rapyd.net

Authentication

Every request is signed with HMAC-SHA256 per Rapyd's signature recipe:

toSign    = http_method_lowercase + url_path + salt + timestamp + access_key + secret_key + body_string
hmac_hex  = HMAC-SHA256(secret_key, toSign).digest('hex')
signature = Buffer.from(hmac_hex).toString('base64')   // hex → base64, not raw digest

Required headers on every request:

Content-Type: application/json
access_key:   <access_key>
salt:         <random 8-16 char string, unique per request>
timestamp:    <Unix seconds, within 60s of server time>
signature:    <computed per recipe above>
idempotency:  <unique per request>

The server handles salt, timestamp, signature, and idempotency generation automatically — you only configure RAPYD_ACCESS_KEY, RAPYD_SECRET_KEY, and (optionally) RAPYD_ENV.

Gotchas the server handles for you:

  • body_string is the compact JSON body with no whitespace, or "" when empty — never "{}".
  • url_path includes the query string when present.
  • http_method is lowercased in the signature string but UPPERCASE on the wire.

Run

# stdio (default — for Claude Desktop, Cursor, etc)
npx @codespar/mcp-rapyd

# HTTP (for server-to-server testing)
MCP_HTTP=true MCP_PORT=3000 npx @codespar/mcp-rapyd

When to use Rapyd vs dLocal

Requirement Choose
LatAm depth (Pix, OXXO, PSE, SPEI, Boleto) dLocal
Global reach (Asia, Africa, Europe + LatAm) Rapyd
Cash pickup for unbanked recipients Rapyd
Managed wallet infrastructure Rapyd
Single-country PSP (BR-only, MX-only) Per-country server (Mercado Pago, Conekta, etc)

Enterprise

Need governance, budget limits, and audit trails for agent payments? CodeSpar Enterprise adds policy engine, payment routing, and compliance templates on top of these MCP servers.

License

MIT

Facts

Kind
MCP server
Repo
codespar/mcp-dev-latam
Group
Uncategorized
Stars
273
License
MIT
Language
TypeScript
Last push
2026-09-27
Forks
50
MCP Registry
io.github.codespar/mcp-rapyd
Homepage
codespar.dev/servers
Topics
agentic-commerce, ai-agents, brazil, claude, fintech, latin-america, llm-tools, mcp, model-context-protocol, nfe, open-finance, payments, pix

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